Should my Gateway Old Bessie here go up in flames because I am all typing away and burning up diaryland with my fingers all afire with babble and nonconsense, I am covered.
I finally. Finally made an adult decision and purchased renter�s insurance today.
So, should someone want to come and take Old Bessie so I can claim her and get me my very own not-for-work-shiny-new-lap-top, you just let me know.
I�ll leave the light on for you.
Earlier today I was on the phone with my �insurance guy�, who, as usual sounds totally bothered and put-out whenever I speak to him even though I only call like, once every 300 years with questions like, �I just turned 30, does that mean I get a discount on my car insurance?�
(answer: no. not if you are a woman in Illinois. Apparently women become responsible and eligible for a discount in the eyes of my insurance company at 21. You know, just �round the time you are of legal drinking age in the U.S. Sure. That makes sense.)
At any rate, I�ve got Dick on the horn (his real name, I am not being all 4 years old for once) and the Star Spangled Banner may as well be playing in the background as he�s lecturing and me telling me what a great decision renter�s insurance is because you can never be too sure.
And so he�s pumped up going into his pitch and he�s all �How about $30,000 in coverage to start.�
And I am all, �hold the phone, Dick. I�m renting the cheapest 400 square foot studio apartment I could find. If I had 30k in bling-bling laying �round the crib don�t you think I might have you pitching home owner�s insurance, instead?�
So then we go through a few questions and he�s asking me if it�s a brick building or a framed building and when the last time the roof was replaced and once again I have to remind him � I might care if I were a home owner.
So, finally after asking about jewelry (no), antiques (no), fancy-ass electronics (you mean my 1982 top-loading VCR? No.) the frustrated Dick asks what exactly it is I am worried about covering and we finally get on the same page.
�Well, frankly Dick, I�ve got a boatload of CDs and records you could say I�d be devastated to watch go up in flames.�
All y�all can go ahead and laugh - but if I had to part with my Jon Spencer Blues Explosion Imports, yeah, I�d shed a few tears.
So, we settled on about 10k in coverage plus some sort of medical insurance that�s thrown in the deal in case any of my drunk-ass friend break their leg while shaking their ass to the Jon Spencer Imports.
And then Dick and I hung up and called it an afternoon.
Sometimes I am such a Goddamned grown-up I can�t stand it.